New Delhi, Sept. 30 -- Credit score is not merely a three-digit number any more - it is a projection of your financial identity. It influences everything from loan approvals to job opportunities, serving as a digital footprint of your reliability. But with the rise of cyber threats, this identity is under constant siege.

Digital threats may come in many forms, but identity theft remains the primary culprit affecting credit scores. Cybercriminals steal personal information such as bank details, or login credentials- through phishing emails, malware, or massive data breaches.

Once obtained, this data is used to open fraudulent accounts, rack up debt, or even sell on the dark web, tanking your credit score in the process.

>> Phishing and ...