New Delhi, May 17 -- A blocked credit card can become a major inconvenience and cause significant psychological stress. Especially when a user is looking to make urgent payments, book timed products or services such as flight tickets and meet other similar deadlines.

In such cases, it has been seen time and again that many credit card users panic when their card suddenly stops working at a shop, ATM, or online checkout page while making a purchase digitally.

Now, it is a given that, in most cases, banks block credit cards to protect the holder from financial damage and loss of funds. There can also be several other factors that can result in credit card accounts getting restricted, such as missed payments, unauthorised transactions, or ...