New Delhi, Aug. 24 -- A maternity health insurance plan should cover eligible pregnancy and delivery expenses while clearly stating its waiting period, coverage limits, exclusions and newborn benefits. Before choosing a plan, check whether it covers normal and caesarean delivery, prenatal and postnatal expenses, and newborn care. It is also useful to review hospitalisation benefits, sub-limits, co-payment and the cashless hospital network. Comparing these details with your healthcare plans can help you choose maternity cover that suits your needs and budget.

There can be several healthcare expenses associated with pregnancy and delivery, such as consultations, diagnostic tests, hospitalisation and delivery-related care. Maternity health ...