New Delhi, Oct. 20 -- When you change jobs, it is natural to wonder what happens to your retirement savings under the National Pension System (NPS). The good news is that switching employers does not mean you have to close your existing NPS account or start from scratch.

The system lets subscribers keep their Permanent Retirement Account Number (PRAN), so your retirement savings stay portable across employers. As of October 20, 2026, anyone changing jobs should check how their existing NPS account can be continued and how future contributions will be handled.

Your PRAN is a unique identification number that stays with your NPS account when you change employers. If your new employer offers Corporate NPS, tell its HR or NPS team and give ...