New Delhi, March 10 -- I am a Non-Resident Indian (NRI) living in Australia. I had filed my income-tax return for FY 2024-25 to claim a refund of excess TDS and provided my NRE bank account details for the refund credit. However, I have not received the refund so far, and it appears that the refund has failed. Can I now change it to an NRO account and what is the procedure for refund re-request?

-Name withheld on request

In practice, credit of income-tax refunds to NRE (Non-Resident External) bank accounts often fails, as the Income-tax Department generally credits tax refunds only to an NRO (Non-Resident Ordinary) account when an Indian bank account is required. Consequently, where an NRE account is selected, the refund may be returned...