New Delhi, Nov. 10 -- For many of us, owning a home is more than just a financial goal; it's a personal aspiration. It represents stability, security, and the comfort of having a place to truly call our own. Achieving this milestone is a proud moment, but it also comes with the responsibility of making sound financial choices.

One of the most important steps in this journey is ensuring you have a strong credit profile. A healthy credit history not only increases your chances of getting your home loan approved but can also help you secure lower interest rates and better terms, making your home more affordable over time.

For instance, long-standing accounts indicate reliability. So, if you know you intend to borrow soon for a house purcha...