New Delhi, Nov. 17 -- Leading credit bureaus such as CRIF High Mark, CIBIL, Experian, and Equifax provide borrowers with credit scores. These scores generally range between 300 to 900. That is why a credit score of 757 places borrowers in the country firmly in the 'very good' category, enabling them to secure new personal loans, home loans, and premium credit cards easily.

Still, sustaining this credit score requires consistent financial discipline, a low credit utilisation ratio, and repayment integrity, especially at a time when digital lending is continuing to gain traction across the nation.

A high credit score is a clear signal of integrity and reliability to banks and NBFCs. This improves your chances of getting competitive home l...