New Delhi, Feb. 20 -- Unexpected expenses may not always come at a good time. One moment, everything seems fine, and the next, you are dealing with a medical bill, an urgent trip, or a sudden home repair. These situations can quickly throw a monthly budget off balance. This is where an instant personal loan from Bajaj Finance can step in and offer timely support. But getting money quickly is only half the story. Planning it wisely is what makes the difference. Here are seven practical tips to help make informed choices when applying for a personal loan.

When faced with urgent expenses, it can be tempting to borrow more than necessary. While a higher loan amount may seem comforting, it also increases the repayment burden and overall cost....