New Delhi, May 9 -- Your credit score is very important information. It plays a critical role in determining your creditworthiness, financial integrity, and borrowing potential, and can influence everything from loan clearances and approvals to credit card eligibility and borrowing expenses.

Given that most borrowers focus on timely repayments, there are still several lesser-known habits and oversights that can quietly weaken credit health over time, damage an individual's overall credit profile, and bring down credit scores.

Generally, these oversights go unnoticed until they begin impacting access to future credit. This makes it essential for borrowers to acknowledge them and try to resolve them at the earliest possible.

Subhankar Mi...