New Delhi, Sept. 30 -- A healthy credit score can make all the difference for aspiring borrowers seeking credit cards, personal loans, or home loans. Lending institutions generally consider a score of over 750 to be excellent. Such a score opens doors to seamless credit approvals in the future.

Therefore, it becomes vital for borrowers to manage their repayments efficiently and ensure that they never miss any personal loan EMIs, home loan EMIs, credit card bills, or other similar credit payments. This highlights the fundamental importance of credit scores.

Atul Monga, CEO and co-founder, BASIC Home Loan, adds to it, saying, "Credit score is one of the most important factors that lenders take into consideration when assessing a borrower'...