New Delhi, Oct. 21 -- Shares of Ujjivan Small Finance Bank (USFB) ended lower on Wednesday, October 21. Despite the decline, the stock has surged 22.75% in one year. The Bengaluru-headquartered small finance reported stronger than expected performance in the first half of the financial year 2026-27.

The small finance bank is likely to perform well in the coming quarters backed by stable asset quality and strong growth, according to ICICI Securities, which sees nearly 51% upside potential in the bank stock.

The small finance bank showcased robust earnings momentum in the first quarter of financial year 2026-27, which continued in Q2FY27 as well. The bank delivered a robust 2.4% RoA/~20% RoE, supported by strong AUM growth of 32% YoY.

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