KUALA LUMPUR, Oct. 6 -- Scams in Malaysia tend to change with the seasons, from "angpow" scams during Chinese New Year to income tax scams during the annual tax filing with the Inland Revenue Board (LHDN), and even durian scams where victims are duped after clicking links or using apps to buy fruit.

According to Financial Markets Ombudsman Service (FMOS) ombudsman Winnie Chan, such scams are so prevalent that Malaysians must stay vigilant to protect their hard-earned money.

But what if you do get scammed and want to recover your money? The independent body FMOS offers free assistance.

For instance, you might click on a link to buy durian at a bargain price, only to find your credit card maxed out or your entire bank account wiped clean...