KUALA LUMPUR, April 10 -- Some 63 per cent of Employees Provident Fund (EPF) members eligible for withdrawals under the Akaun Fleksibel facility have yet to tap into it, despite nearly RM16.6 billion already being withdrawn by others as of October 2025.

In its latest research report titled Enduring Today Shaping Tomorrow: Akaun Fleksibel as a Financial Lifeline for Wellbeing released yesterday, the EPF said the majority of its 13.3 million eligible members have not utilised the facility, reflecting differing financial circumstances and personal choices.

Among those who did not withdraw, 44 per cent had sufficient balances but chose to leave their savings untouched, while the remaining 56 per cent were unable to make withdrawals due...