New Delhi, Dec. 8 -- Minister of State for Finance Pankaj Chaudhary on Monday detailed export credit availability and initiatives to ease trade finance constraints for MSME exporters.

Regulatory Measures

In a written reply to a question in Lok Sabha, the Minister said that the Reserve Bank of India (RBI) has introduced several measures, including collateral-free lending for loans up to Rs 10 lakh, relaxed capital requirements, and mandatory external benchmark-linked interest rates to enhance transparency.

In November 2025, RBI issued the Trade Relief Measures, 2025, providing exporters with deferred repayments, extended timelines for realisation of export proceeds, and greater flexibility in liquidating packing credit.

Export Credit D...