New Delhi, April 2 -- Several financial and banking rules have come into effect fr0m April 1, 2026, impacting credit card users, taxpayers, digital payments, and transport systems. The changes span across banking services, taxation, digital payments, and public utilities.

Changes in Banking and Card Services

SBI Card has revised its reward redemption policy for select cards, including the Cashback SBI Card. Cardholders can now redeem statement credit only in multiples of 4,000 reward points.

HDFC Bank has implemented multiple updates, including changes to lending rates, fixed deposit interest rates, ATM withdrawal rules, and locker charges.

Additionally, several banks such as Punjab National Bank and Bandhan Bank have revised ATM wi...