RESERVE BANK OF INDIA (URBAN CO-OPERATIVE BANKS - MISCELLANEOUS) SUPERVISORY DIRECTIONS, 2026TABLE OF CONTENTSPCA MATRIX - PARAMETERS, INDICATORS AND RISK THRESHOLDSPARAMETERINDICATORRISK THRESHOLD 1RISK THRESHOLD 2RISK THRESHOLD 3(1)(2)(3)(4)(5)MANDATORY AND DISCRETIONARY ACTIONSSPECIFICATIONSMANDATORY ACTIONSDISCRETIONARY ACTIONS

MUMBAI, India, July 31 -- Reserve Bank of India issued the following notification:

RBI/DoS/2026-27/443

DoS.CO.PPG.37/11.01.005/2026-27

July 31, 2026

c

Table of Contents Chapter I - Preliminary A. Short Title and Commencement B. Applicability C. Definitions Chapter II - Core Banking Solution Implementation Chapter III - Prompt Corrective Action Framework Chapter IV - Fair Practices Code - Charging of Interest Chapter V - Nomination Facility Chapter VI - Fraud Prevention Measures A. Co-ordination among various agencies B. Legal and administrative measures C. Precautions and Safeguards C.1 Cash and valuables C.2 Negotiable Instruments C.3 Books of Accounts C.4 Immovable Property and Stationery C.5 Computerised Branches D. Insurance E. Sna...