MUMBAI, India, Nov. 2 -- Intellectual Property India has published a patent application (202617097537 A) filed by Capital One Services, LLC on August 12, 2026, for Time-Based One-Time Password On Authentication Token.
Inventors include Osborn, Kevin; Jones, John; and Bermudez, Sophie.
The application for the patent was published on October 30, 2026, under issue no. 44/2026.
Abstract: The disclosed systems and methods are directed to an implementation of time-based authentication with a contactless card based on remotely provisioned timing data. In one described implementation the timing information is provided by an external agent such as a client device and/or a remote verification server associated with the user account. The timing inf...