MUMBAI, India, July 13 -- Intellectual Property India has published a patent application (202641081616 A) filed by Cmr Institute Of Technology on July 02, 2026, for Minus: An Intelligent System And Method For Coordinated Personal Debt Optimization Through Structured Cash-Flow Reorganization.
Inventors include G. Venkata Ramana; Maheedhar Varaprasad; Thota Pratyusha; Saketh Nemalikonda; Seshi Reddy Kota; and Sathwik Golla.
The application for the patent was published on July 10, 2026, under issue no. 28/2026.
Abstract: The present invention discloses a system and method, referred to herein as MINUS, for intelligent and coordinated reorganization of personal financial cash flows to achieve accelerated debt elimination without requiring add...