Intellectual Property India Publishes Patent Application for Method And System For Measuring And Optimizing Cost-To-Income Ratio Of Organizational Units

MUMBAI, India, Aug. 31 -- Intellectual Property India has published a patent application (202621082163 A) filed by State Bank Of India Sbi on July 03, 2026, for Method And System For Measuring And Optimizing Cost-To-Income Ratio Of Organizational Units.

Inventors include Snehasish Pradhan; and Nitin Vijay.

The application for the patent was published on August 28, 2026, under issue no. 35/2026.

Abstract: The present invention provides a method (100) and system (200) for measuring and optimizing the Cost-to-Income Ratio (CIR) to determine performance of organizational units, particularly banking branches. As illustrated in FIG. 3, the present invention integrates multi-source enterprise data and applies advanced analytical techniques to e...