Intellectual Property India Publishes Patent Application for Climate Risk Scoring System For Environmental Telemetry-Driven Loan Underwriting

MUMBAI, India, Aug. 24 -- Intellectual Property India has published a patent application (202621081509 A) filed by Symbiosis International Deemed University on July 01, 2026, for Climate Risk Scoring System For Environmental Telemetry-Driven Loan Underwriting.

Inventors include Dr. Rashmy Moray; and Dr. Ahuti S Mishra.

The application for the patent was published on August 21, 2026, under issue no. 34/2026.

Abstract: ABSTRACT CLIMATE RISK SCORING SYSTEM FOR ENVIRONMENTAL TELEMETRY-DRIVEN LOAN UNDERWRITING A climate-aware underwriting system (100) and method for real-time environmental telemetry-driven credit risk assessment and automated loan decisioning are disclosed. The system acquires continuous telemetry from distributed IoT sensing...