MUMBAI, India, July 7 -- Intellectual Property India has published a patent application (202641076781 A) filed by Sns College Of Technology on June 21, 2026, for Ai-Powered Personal Finance And Budgeting System.

Inventors include Dr. M. Siva Ramkumar; Ashika N; Dhanuja G K; Gokul E; Dr. Husna Khouser G; and Mrs. B. Sajitha.

The application for the patent was published on July 03, 2026, under issue no. 27/2026.

Abstract: The present invention relates to an intelligent personal finance management system and associated method integrating real-time transaction tracking, predictive budgeting, financial forecasting, and an AI-powered conversational assistant within a unified digital platform. The system is configured to collect and process fin...