Intellectual Property India Publishes Patent Application for A System And Method For Multi-Zone Digital Payment Instruments Using Cyclic Cross-Zone Cryptographic Attestation

MUMBAI, India, Nov. 2 -- Intellectual Property India has published a patent application (202641124588 A) filed by Vellore Institute Of Technology on October 15, 2026, for A System And Method For Multi-Zone Digital Payment Instruments Using Cyclic Cross-Zone Cryptographic Attestation.

Inventors include Manohar Kumar C V S S; Shaik Azam Sufiyan; and Swagata Banerjee.

The application for the patent was published on October 30, 2026, under issue no. 44/2026.

Abstract: The present disclosure proposes a system (100) and method for generating and verifying a multi-zone digital payment instrument artifact (101) having machine- readable encoded zones mutually bound through cyclic cross-zone cryptographic attestation. A first encoded zone (110) ca...