MUMBAI, India, Sept. 22 -- Intellectual Property India has published a patent application (202631108917 A) filed by Vidyasagar University on September 10, 2026, for A System And Method For Machine Learning-Enabled Assessment And Flexible Management Of Microfinancial Inclusion.
Inventor includes Prof. Debasish Biswas.
The application for the patent was published on September 18, 2026, under issue no. 38/2026.
Abstract: ABSTRACT OF THE INVENTION The present invention discloses a system and method for machine learning-enabled assessment and flexible management of microfinancial inclusion. Traditional microfinance approaches rely on rigid eligibility criteria, limited formal data, and standardized products, resulting in both exclusion of cre...