Intellectual Property India Publishes Patent Application for A Machine Learning-Based Fintech Platform For Real-Time Transaction Risk Scoring

MUMBAI, India, Oct. 5 -- Intellectual Property India has published a patent application (202641115618 A) filed by Mr. K. Naupal Reddy; Dr. Smitha Mahindrakar; and Dr. M. Sandra Kirthy on September 26, 2026, for A Machine Learning-Based Fintech Platform For Real-Time Transaction Risk Scoring.

Inventors include Mr. K. Naupal Reddy; Dr. Smitha Mahindrakar; and Dr. M. Sandra Kirthy.

The application for the patent was published on October 02, 2026, under issue no. 40/2026.

Abstract: The present invention discloses a machine-learning-based FinTech platform for real-time transaction risk scoring. The platform receives an electronic financial transaction request and generates a transaction feature representation comprising transaction, behaviour...