MUMBAI, India, Feb. 6 -- Intellectual Property India has published a patent application (202511133695 A) filed by Md Abusaad, Jalandhar, Punjab, on Dec. 30, 2025, for 'system and method for tokenized credit disbursement.'
Inventor(s) include Md Abusaad; Mandeep Bhardwaj; and Napinder Kaur.
The application for the patent was published on Feb. 6, under issue no. 06/2026.
According to the abstract released by the Intellectual Property India: "System and method for tokenized, behaviour-driven real-time adjustment of agricultural credit disbursement. The present disclosure relates to the technical field of financial technology for agricultural risk management. The invention provides a method and system (FIG. 1) for dynamically adjusting agric...