Intellectual Property India Publishes Patent Application for 'System And Method For AI-Driven Creditworthiness Assessment Of New-To-Credit Borrowers Using Alternative Financial And Behavioral Data' Filed by MLR Institute of Technology

MUMBAI, India, May 1 -- Intellectual Property India has published a patent application (202641051776 A) filed by MLR Institute of Technology, Hyderabad, Telangana, on April 23, for 'system and method for ai-driven creditworthiness assessment of new-to-credit borrowers using alternative financial and behavioral data.'

Inventor(s) include Ms. K. Nagamani; Ms. Banothu Jamuna; Mr. Rajavarapu VL Ganapathi Sathvik; and Mr. Pandi Srikanth.

The application for the patent was published on May 1, under issue no. 18/2026.

According to the abstract released by the Intellectual Property India: "In this invention, a system and method for AI-driven creditworthiness assessment of new-to-credit borrowers is disclosed, utilizing alternative financial and ...