MUMBAI, India, Feb. 27 -- Intellectual Property India has published a patent application (202641017326 A) filed by Flowsphere India Private Limited, Bengaluru, Karnataka, on Feb. 17, for 'a system and method for alternative creditworthiness inference.'
Inventor(s) include Sharma, ASV Nagesh Kumar.
The application for the patent was published on Feb. 27, under issue no. 09/2026.
According to the abstract released by the Intellectual Property India: "The invention relates to a computer implemented system and method for inferring creditworthiness using hardware telemetry, behavioral entropy, and secure enclave computation. Conventional credit scoring systems rely on centralized financial histories, which exclude thin file individuals, and m...