Intellectual Property India Publishes Patent Application for 'A System And Method For Accrual Anomaly-Based Credit Risk Assessment' Filed by Graphic Era Deemed To Be University

MUMBAI, India, Jan. 23 -- Intellectual Property India has published a patent application (202511125310 A) filed by Graphic Era Deemed To Be University, Dehradun, Uttarakhand, on Dec. 11, 2025, for 'a system and method for accrual anomaly-based credit risk assessment.'

Inventor(s) include Rupa Khanna Malhotra.

The application for the patent was published on Jan. 23, under issue no. 04/2026.

According to the abstract released by the Intellectual Property India: "A computerized system and method for credit risk assessment based on accrual anomaly detection is disclosed. The invention operates within the technical field of financial analytics and risk management, comprising a data acquisition module that collects and preprocesses structured ...