Intellectual Property India Publishes Patent Application for 'A Data-Driven Model for Assessing Credit Risk of Small and Medium Enterprises (SMEs) in India Using Financial, Behavioral, and Macroeconomic Indicators' Filed by Ritesh Kumar Verma

MUMBAI, India, April 17 -- Intellectual Property India has published a patent application (202621022878 A) filed by Ritesh Kumar Verma, Bhopal, Madhya Pradesh, on Feb. 26, for 'a data-driven model for assessing credit risk of small and medium enterprises (smes) in india using financial, behavioral, and macroeconomic indicators.'

Inventor(s) include Ritesh Kumar Verma.

The application for the patent was published on April 17, under issue no. 16/2026.

According to the abstract released by the Intellectual Property India: "The present invention relates to a computer-implemented system and method for assessing the credit risk of Small and Medium Enterprises (SMEs) in India for predicting probability of default and evaluating borrower willing...