India, April 11 -- The Government of India has issued a release:

UPI: A Radical Innovation

21.70 Billion

 Rs.28.33 Lakh Crore

 81%

 49%

UPI: World's largest real-time payment system by volume (IMF)

Under 10 Years

Transactions in January 2026 alone

Value processed in January 2026

Share of all retail digital transactions in India

India's share of global real-time payment transactions

Time taken to build a world-leading payments ecosystem

Not long ago, a simple financial transaction demanded time, effort, and patience. Paying bills meant standing in long queues. Sending money required a visit to the bank, filling out forms, and waiting days for confirmation. For millions in India without access to banking, it meant ...