India, Sept. 23 -- Financial planning in 2025 is increasingly centred on risk management and family protection. Among all the tools available, a term insurance policy stands out as one of the most reliable and affordable ways to secure loved ones against financial uncertainty. While investments and savings build wealth, insurance provides the foundation of protection. Understanding the key term insurance benefits is essential for anyone looking to strengthen their financial strategy this year.

A term insurance policy is a pure protection plan that provides a fixed sum assured to the nominee if the policyholder passes away during the policy term. Unlike other life insurance products, it does not offer maturity benefits, which keeps premiu...