Bengaluru, Oct. 17 -- Jana Small Finance Bank Limited (Jana SFB) reported a net profit of Rs.75 crore for the quarter ended September 30, 2025, marking a 22.7 percent year-on-year decline, even as the lender posted strong growth in deposits and advances, according to its financial results approved by the board on Friday.

The bank's gross loan portfolio (GLP) expanded 20 percent year-on-year to Rs.31,655 crore, while deposits surged 31 percent to Rs.32,532 crore.

Secured loans rose 34 percent and now make up 73 percent of the total book. The bank's capital adequacy ratio remained healthy at 19.7 percent, with Tier-I capital at 18.8 percent.

During the quarter, Jana SFB's interest income rose to Rs.1,305 crore from Rs.1,166 crore in the ...