India, Sept. 25 -- Parents and older adults are more prone to health conditions. Therefore, many individuals prefer to buy parents' health insurance to guard their finances during medical emergencies.

However, each individual has specific healthcare needs that basic medical insurance plans may not cover.

That is why many insurance providers also offer add-ons or riders along with the parents' health insurance plans, tailored to their growing healthcare needs. Let us understand these add-ons in detail for medical insurance plans.

Add-ons or riders in a parent's health insurance plan are additional coverage offered by the insurance provider. These additional coverages are designed to cater to the specific healthcare needs of customers th...