PATNA, Sept. 26 -- Buxar MP and senior RJD leader Sudhakar Singh on Friday said that the Bihar Student Credit Card Scheme, launched with the aim of helping students from economically weak and middle-class families in the state acquire higher education, has derailed from its original objective. Demanding a white paper on the student credit card scheme, he demanded that the government immediately release old students' pending payment up to June, disburse funds to the new students and fix accountability on officials for delays beyond 30 days. "The government launched this scheme with a promise that no student from Bihar will be deprived of higher education due to economic hardship, but the district-wise data currently available is depicting a serious picture of its implementation. The number of students applying for financial incentive is large, but the disposal of their application, the sanctioning of the loan and the actual payment of the sanctioned amount is abysmal due to huge pendency at every stage," he added. Maintaining that the government should now answer to the students rather than just trumpet its achievements. Citing newspaper reports, the RJD MP stated that out of 124,359 applicants for the 2025-26 academic year, only 46,384 have received payments. Meanwhile, 51,156 students remain on a waiting list despite having approved applications. Senior students have been most severely affected, as their semester fees have yet to be disbursed to their respective institutions. "As per the latest statistics from all 38 districts, 89% applications are under process, as just 14,804 could be approved. For rest of the students, the delay is pushing them towards uncertainty while there is no word why so many applications have remained stuck," he added. He said that the difference of over Rs.275 crore between sanctioned loan amount and actual payment some a lot about the way the scheme was running in the state and there was no transparency. The government had restored the full Rs.4-lakh education loan limit through the Bihar State Education Finance Corporation (BSEFC) after issuing an order to split the funding with commercial banks, which led to political backlash....