MUMBAI, May 19 -- Redevelopment plans in three prominent Mumbai localities have residents and Mhada on a collision course. Residents in all three localities say state-led urban renewal is taking away their autonomy over their own homes. Last year, Mhada notified Construction and Development Agency (C&DA) model, also known as 'cluster redevelopment', in Sardar Vallabhbhai Patel (SVP) Nagar in Andheri, Bandra Reclamation and Adarsh Nagar in Worli. However, in all three neighbourhoods, individual housing societies already have redevelopment plans underway, but Mhada is allegedly stalling them, aiming to bring as many societies as possible under its cluster model. Under the C&DA model, Mhada, as the land-owning authority, appoints a private developer; residents are promised larger homes; Mhada receives a share of the redeveloped housing stock; and the developer retains a portion of the real estate to recover investments and generate profits. Residents also claim that Mhada's process is opaque, coercive and in some instances does not meet the mandatory consent requirements. Unfazed by their concerns - societies also accuse Mhada of refusing to hold discussions with them - the state agency is pushing ahead with the tendering process even as legal battles play out in the Bombay High Court. Mhada argues that cluster redevelopment is the only way to modernise ageing housing layouts while simultaneously upgrading the infrastructure in these localities. Mhada vice-president and CEO, Sanjeev Jaiswal, said redevelopment under conventional provisions of the development control regulations would not have been feasible in certain layouts. "It wouldn't have been possible for SVP Nagar's revamp under DCPR 33(5). Normally, HIG residents are not entitled to the benefits given under DCPR 33(5). We got the project under DCPR 33(9) (cluster redevelopment) by having an incentive-based scheme," said Jaiswal. For Adarsh Nagar and Bandra Reclamation, he said, "By consolidating large swathes of land into planned clusters, Mhada plans to create integrated living environments complete with enhanced infrastructure, open spaces and community amenities. Nearly 60-70% of future housing supply is expected to come from cluster redevelopment initiatives, with a significant portion earmarked for economically weaker sections." The petitions on Adarsh Nagar and Bandra Reclamation is scheduled to come up for hearing again on June 9....