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Answering these questions requires an understanding of finance, regulation and human behaviour alongside technology.

A recurring classroom observation is that technically capable students can struggle to explain their ideas in language that customers understand. Sometimes, even their peers find the explanation difficult to follow. Students may be comfortable describing how a system works while finding it harder to show which financial problem it solves and why someone would use it.

Pairing students from finance and technology backgrounds helps address this gap. In classroom projects, these mixed teams have prod...