India, July 28 -- Life is unpredictable, and financial stability can be shaken by sudden health issues or unfortunate loss of life. That's why every Indian needs a safety net that covers both medical emergencies and future uncertainties. This is where health insurance and life insurance come into the picture.

Many people think that having one of the two is enough. But in reality, they serve completely different purposes and you need both to be truly protected.

Health insurance is designed to cover your medical expenses. It pays for hospital bills, surgeries, diagnostics, and other treatment costs, depending on the coverage and terms of your policy.

Some key features of health insurance include:

Medical costs continue to rise each year...