India, May 19 -- A medical policy provides financial support for expenses arising from illness, accidents, or planned medical treatments. It helps manage healthcare costs in a structured manner, without placing sudden pressure on personal finances. The extent of coverage depends on the policy terms, making it important to understand what is typically included. Reviewing the scope of coverage in advance helps individuals prepare for different healthcare needs.

Coverage is provided when a patient is admitted to a hospital for more than 24 hours, as defined by the policy. This forms a key component of most policies. The key expenses covered under this category include:

These inclusions help manage major costs associated with hospital stays...