India, Jan. 14 -- Improved infrastructure connectivity, expanding employment hubs and a steady supply of mid-income housing are shifting homeownership demand away from core metro cities towards Tier-2 and Tier-3 markets such as Chandigarh, Jaipur, Surat, Madurai and Palwal. These cities recorded an 81% year-on-year growth in home loan volumes in 2025, outpacing the 52% growth seen in Tier-1 cities, according to a report by fintech-led mortgage distribution platform Urban Money.The report said Tier-2 and Tier-3 markets accounted for 64% of total home loan volumes in 2025, up from 60% in 2024, pointing to a broader and more geographically distributed housing finance cycle. Strong borrower activity was seen in cities such as Chandigarh, Jaip...