India, June 15 -- Have you ever bought something thinking, "This is exactly what I need," only to regret it a month later because the running costs sting just as much as the purchase itself? I am guilty of this far more often than I would like to admit. My biggest flaw is seeing something shiny and exciting, then completely forgetting to budget for what comes next. It is a bit like buying a Whoop band and only realising months later that the subscription quietly keeps nibbling away at your wallet.

Before you make that mistake with a coffee machine, it is worth looking at the full cost of ownership. The Nespresso coffee machine costs around Rs.17000 in India, with a mini option available at approximately Rs.11,500 making this a high-end c...