India, Dec. 26 -- As the year draws to a close, many homeowners begin reviewing their repayment commitments, making the final weeks of 2025 an ideal time to evaluate whether a home loan balance transfer could improve their financial position. A balance transfer facility allows you to shift your existing loan to another lender offering better terms, which may include a lower interest rate, reduced EMI, improved customer service, or more flexible repayment terms.

With 2026 approaching, this is a practical moment to assess whether your current loan structure still suits your long-term plans. A balance transfer home loan can help you manage repayments more efficiently, regain financial flexibility, and potentially reduce the overall interest...