India, Oct. 29 -- Driving without insurance is a high-risk scenario; in India, it is also very illegal, with fines resulting if caught. A motor insurance certificate must always be kept on you while driving on public roads.

Car insurance is, of course, a legal requirement. It has great importance for an individual's financial security. Accidents come unannounced. When youbuy car insurance online, you are compensated for damages and medical costs. Also, the driving licence without valid insurance has become a legal issue, and the punishment has been revised for deterrence. Still, there remain countless owners who drive vehicles that are not insured or expose themselves to a range of associated risks and violations.

As mandated under the ...