India, May 25 -- justify;">With the rise of autonomous ships, marine insurance">marine insurance">marine insurance is starting to face a very different kind of challenge. What once sounded futuristic is now slowly becoming part of real shipping operations, with companies testing vessels that can navigate using AI systems, remote controls and onboard automation. The appeal is obvious: lower fuel consumption, reduced operating costs and fewer chances of human error during long-distance voyages. But the shift also changes the perception of risk. When a ship depends more on software and sensors than a traditional onboard crew, insurers are being pushed to rethink how accidents, failures and liability should actually be evaluated.

As autonomo...