India, May 12 -- Until recently, India's UPI system was accessible only through debit cards. The integration of UPI with RuPay Credit has changed this, allowing you to pay with credit wherever QR codes are accepted. Whether you have apply for Credit Card or activated this feature on an existing one, the linking process is a one-time, quick setup. Once done and linked, your Credit Card earns reward points on qualifying UPI payments just as it would on a standard swipe.

Before you go on to link your Credit Card with UPI, you should verify these prerequisites to save time and make sure that the setup completes without interruption:

You can link your RuPay Credit Card to UPI apps such as PhonePe and GPay by using mobile banking apps. You ne...