India, July 20 -- Indian weddings are famous for their scale, colour, and emotion, but they also come with a price tag that can catch even well-planned families off guard. If you are considering a personal loan wedding option to cover the costs, the first question you should ask yourself is simple: how much do you actually need?

Venue booking, catering, decoration, photography, outfits, jewellery, and guest hospitality all add up quickly. A modest wedding in a tier-2 city might cost anywhere between Rs. 5 lakh and Rs. 10 lakh, while bigger celebrations in metro cities can easily cross Rs. 20 lakh or more. Knowing your category helps you avoid both underestimating and overborrowing.

Even families with savings often prefer not to drain th...