India, Jan. 5 -- A Practical Guide to Navigating a Home Loan Journey

Purchasing a home is not just a financial milestone, it can be a long-term commitment that may influence your lifestyle and future plans. Homeownership involves careful financial planning to manage costs effectively over the long term. A home loan, when planned thoughtfully, can help support this milestone.

The Fundamentals of a Home Loan Explained Simply

A home loan is a secured form of credit that enables you to purchase a property. The borrowed amount is repaid through equated monthly instalments, commonly known as EMIs, spread over a specific tenure.

Your borrowing experience depends on multiple factors, such as the loan amount, tenure, interest rate, and your fi...