India, April 15 -- On 2 April 2026, India's ten-year government bond yields hit 7.12%-the highest in nearly two years. The bond yields have been hardening since June 2025, when the RBI cut the repo rate by 50 basis points in its MPC meeting. With the G-Secs crossing 7%, should you invest in fixed income? In this article, we will understand why the bond yields have risen, whether it is a good time to invest in fixed income, and which fixed income products you should invest in.

In the last two years, the yields on the 10-year government bonds have fallen and risen again. In April 2024, the yields were around 7.22%. When the RBI began cutting the repo rate, yields started falling and bottomed out at around 6.2% in June 2025. In its June 202...