India, Feb. 20 -- A 26-year-old Indian student pursuing her Master's in Germany has shared a detailed breakdown of her monthly expenses and life abroad, shedding light on the financial realities of studying overseas. Before moving, she was earning around Rs.10 lakh annually. Choosing to leave a stable income to study abroad, she says, was a calculated but challenging decision.

In conversation with HT.com, the student, who is pursuing an MA in South Asia at the University of Heidelberg, admitted that while the academic exposure and research opportunities are excellent, managing finances requires careful planning.

The 26-year-old shared that she currently works part-time at a souvenir store, earning Germany's minimum wage of 13 euros (app...