India, Feb. 8 -- Finance has been a gated system in modern banking. If you have a credit score, tax returns, land records, or collateral, the doors open. If you do not, you are invisible. For decades, billions of workers, farmers, gig earners, and micro-entrepreneurs have been excluded from formal finance not due to lack of capability, but due to lack of documentation. India is now dismantling that wall using the power of Artificial Intelligence and its digital public infrastructure. In February 2026, when New Delhi hosts the India AI Impact Summit, global leaders will convene to deliberate on something they have long sought but never witnessed at such population scale: A financial ecosystem where inclusion and responsible AI operate as t...