India, Aug. 26 -- In health insurance, claims are usually settled in two ways-cashless or reimbursement. Both reduce financial stress during medical emergencies, but each has unique benefits and limitations. Your choice depends on factors such as hospital access, lifestyle, and personal comfort.

This article breaks down the specifics, perks, and best scenarios for each claim method. By the end, you'll have enough insights to choose the rightmedical insurance plan for your needs.

What Does Cashless Health Insurance Mean?

With cashless health insurance, you can get treated at hospitals in the insurer's network without paying bills upfront. The insurer directly settles the hospital expenses.

To use cashless treatment:

What is Reimbursem...